01 / PROPERTY ACQUISITION
Find and acquire the right property.
We uncover hidden facts, analyze income and appreciation potential, and help you negotiate with clarity.
Commercial & Residential Real Estate
See the whole opportunity, not just the transaction.
Arta Financial is a team of real estate and lending professionals helping families, investors and business owners acquire the right property and secure the right capital.
Since 2002Client relationshipsNationwideLender networkOne teamSales + finance
Start here
What can we help you do?
Choose a path. It takes less than a minute.
Client First adviceResearch-centered analysisResidential + Commercial expertisePurchase + Refinance solutions
DEAN HARIZAVI · FOUNDER
A Legacy of Trust
Dean Harizavi established Arta Financial in 2002 with a singular vision: to bring a higher level of analytical rigor and ethical standards to the mortgage and real estate industry.
With over 21 years of experience and hundreds of successful transactions, Dean has navigated multiple market cycles, helping clients capitalize on opportunities in both boom times and corrections. With graduate degrees in Engineering, Management, and Finance, he brings a problem-solving mindset to every transaction, ensuring the numbers serve each client’s long-term goals.
“Real estate isn't just about buying a property; it's about building a financial future. Whether it's a first home or a commercial warehouse, the financing structure is just as critical as the asset itself.”
Integrity
Total transparency. If a deal doesn’t make sense for you, we’ll tell you.
Knowledge
Deep financial expertise to structure complex deals that others can’t.
Optimism
A positive, solution-oriented mindset for every challenge.
Your real estate hub
Two goals. Four clear paths.
Start with what you want to accomplish, then choose the property type. Our team helps you evaluate both the asset and the capital behind it.
02 / FINANCING
Fund the opportunity with confidence.
Decades of lender relationships help us match each borrower and property with competitive, practical terms.
Purchase or refinance
Financing built around your scenario.
Explore common programs below. Availability, pricing and eligibility vary; our team will help determine what fits.
Conventional Fixed & ARM
Conforming and jumbo options for primary, second and 1–4 unit investment properties.
FHA, VA & USDA
Flexible down-payment and qualification paths for eligible borrowers and properties.
Rate-Term & Cash-Out
Restructure your loan or access equity, subject to underwriting and program limits.
Bank Statement, P&L & 1099
Alternative income verification using bank activity or qualified income documentation.
DSCR & No-Ratio DSCR
Property cash-flow qualification for new or experienced real estate investors.
Asset Depletion & Portfolio
Flexible qualification based on liquid assets or lender-held portfolio criteria.
Bridge & Hard Money
Fast, asset-based capital for acquisitions, transitions, renovations and stabilization.
Bank, Agency & Life Company
Long-term options for multifamily, office, retail, industrial, mixed-use and more.
SBA 7(a) & 504
Government-backed financing for qualifying owner-occupied commercial real estate.
CMBS & Commercial Construction
Solutions for stabilized commercial assets and qualifying ground-up projects.
Foreign National
Programs designed for non-U.S. citizens with alternative credit and documentation.
Construction & Reverse Mortgage
Options for new home construction and eligible homeowners age 62 and older.
Current rates
Rates move. The right structure matters more.
Pricing changes with the market, property, loan size, leverage, credit and documentation. Instead of publishing a misleading one-size-fits-all quote, we price your actual scenario.
Get my live optionsResidential purchase & refinanceLive quote →
Commercial permanent financingLive quote →
Bridge & short-term capitalLive quote →
DSCR & alternative documentationLive quote →
Rates and terms are illustrative only until confirmed by a licensed professional. Subject to change and borrower/property qualification.Financial tools
Run the numbers.
Use these estimates as a starting point, then talk with our team about the full picture.
ESTIMATED TOTAL MONTHLY PAYMENT
$0
Principal & interest$0Tax + other$0
Estimate only. Taxes, insurance, fees and actual loan terms may vary.Why Arta
Advice designed for the long relationship.
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Client First
We place your long-term success ahead of any single transaction, even when the right advice is to walk away.
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Research-Centered
We look beyond the surface to evaluate income, operating costs, risk and appreciation potential.
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Connected & Experienced
Decades of experience and lender relationships support a smoother, faster path from opportunity to closing.
Property expertise
From family homes to income-producing assets.
Primary residences · 1–4 unit investments · multifamily apartments · warehouses · land and farms · industrial · office and medical buildings · shopping centers · NNN single-tenant properties · mixed-use · hotels · self-storage · special-purpose properties
Recent residential activity
Properties represented.
A selection of recent listings and sales.
FOR SALE
6573 E North View Dr
$1.5M
4 bed · 2.5 bath · 2,500 sqft
SOLD · JUN 2026
847 S Canyon Mist Ln
$2.47M
5 bed · 4.5 bath · 4,072 sqft
SOLD · MAY 2026
25351 Calle Becerra
$1.3M
3 bed · 2 bath · 1,462 sqft
SOLD · DEC 2025
24 Allyssum
$970K
2 bed · 2 bath · 1,214 sqft
Investment opportunities
Commercial & income properties.
INDUSTRIAL
Food Grade Warehouse
Offered at $9.85M
Approximately 160,000 sqft with 24-foot clear heights, four exterior docks and six drive-in doors.
MULTIFAMILY
Luxury 6-Unit Building
$7M
Remodeled Newport Beach apartments with approximately $300,000 in annual gross income.
MULTIFAMILY PORTFOLIO
68-Unit Multifamily
Asking $40M
Approximately 60,000 sqft of residential rental space in desirable West Los Angeles locations.
Knowledge base
Make the decision with your eyes open.
QM vs. Non-QM: which lane fits?
How documentation, pricing and flexibility differ across traditional and alternative programs.
Five numbers behind an income property
A practical introduction to income, vacancy, operating costs, NOI and debt coverage.
Beyond the cap rate
Why location, tenant quality, lease structure and future capital needs belong in the analysis.